Many low-wage families have limited access to critical financial services that promote asset building. Seedco joined with the Annie E. Casey Foundation to implement the Center for Working Families (CWF) initiative for building family economic success. This learning paper focuses on Casey's CWF initiative and Seedco’s experiment to test if integrating core services is a better way to help low-income families achieve economic self-sufficiency. Experiment methodoloy and outcomes are presented. 

December 7, 2005

In This Report, You’ll Learn

  1. 1

    The difference and importance of Seedco’s EarnFair Alliance and EarnBenefits initiative.

  2. 2

    How integrating different financial services helps poor families gain financial stability.

  3. 3

    Why bundling workforce, work support and asset building assistance makes a difference.

  4. 4

    What two New York City case studies can teach us about bundling financial support services.

  1. 5

    How CWF can improve its efforts moving forward.

Key Takeaway

Only 14% of eligible recipients in New York State accessed Family Health Plus, a government-sponsored health care plan.

Seedco conducted extensive research and held focus groups with low-wage workers in 2003 and found that income- and asset building supports were highly underused by low-wage workers. 

Findings & Stats

Statements & Quotations