Access to reliable transportation can make the difference between a low-income person getting and keeping a job or not. Public transportation can help, but is not a viable solution for all. A trend showing promise is the emergence of car ownership programs across the country that help low-income people acquire cars to help them get to work and improve their overall quality of life. This report examines a number of car ownership programs, highlighting best practices and needed improvements, suggests policy changes that better support mobility and job access, and proposes next steps for policymakers and private sector businesses. An updated report can be found with Shifting into Gear.