Pursuit of the Dream

Cars as Convenience

Lack of access to a car creates serious difficulties for parents who juggle work, errands and transporting children to school, child care and other activities.

Cars as Safety

Cars make commuting at night safer and decrease the vulnerability of families during emergencies.

Stability

Low-wage workers with cars are more likely to be homeowners than those without one.

Why the Difference?

On average, low-wage workers pay more than other households to purchase and maintain a comparable car.

Sub-Prime Lending Rates

The Federal Reserve reports that those earning $30,000 or less per year paid an annual interest rate that was 56.1% higher than people earning $90,000 per year.

Everyone Can Do Something

Local, state and federal policymakers, community leaders, service providers, low-wage workers and their employers can all help in various ways to provide better options.