Tools for Survival: An Analysis of Financial Literacy Programs for Lower-Income Families

By the Woodstock Institute

January 5, 2000


The document provides an overview of why financial literacy is important and how low financial literacy can negatively impact a family. It describes the various financial literacy efforts offered and details how these programs could be accessed by persons with a low-income. The report includes nine recommendations on how more people could obtain financial literacy training.

Table of Contents

Key Takeaway

Limited Financial Literacy Programs

While a range of financial literacy offerings exist, they have many shortcomings for low-income families. These shortcomings include limited content, small number served, lack of focus on issues relevant to low-income families and the ways in which financial literacy resources are identified and accessed.

Findings & Stats

Statements & Quotations