Practice Guide

This guide provides a step by step process for adults working with young people in foster care to implement the credit check requirement authorized through federal legislation in 2011.  This provision requires that child welfare agencies check the credit reports of young people in foster care who are 16 and older to identify and fix any inaccuracies in their credit history.  The guide recommends that adults use the requirement as an opportunity to educate young people about the threat of identity theft and the importance of establishing good credit, as well as to help young people leave foster care with clear credit histories.

January 1, 2013

In This Report, You’ll Learn

  1. 1

    The requirements of the federal credit check requirement.

  2. 2

    The importance of protecting young people in foster care from identity theft.

  3. 3

    How to check credit reports of young people in foster care and fix credit fraud and errors.

  4. 4

    The importance of helping young people build credit as a foundation for future financial health.

Key Takeaway

Young people in foster care are at heightened risk of identity theft

The federal credit check requirement is intended to help young people leave foster care with clear credit histories.

Findings & Stats

Statements & Quotations